Course Category

Online Professional Certificate in Credit and Credit Risk

The growth in the markets in the 1990's led some to believe that good times had become permanent. More recent developments have brought home some old wisdom - credit quality counts! The courses offered addresses the importance of credit analysis and provides a comprehensive coverage of the field.

Obtain the prestigious New York Institute of Finance Professional Certificate to help you meet your professional and personal goals. The Professional Certificate Programs are comprehensive in scope and offer you a wide variety of courses to choose from. In addition, you will receive CPE credits to insure you are keeping up to date with your professional requirements.

All courses must be completed within one year with a score of at least 70% in each module.

• Define corporate credit analysis
• Discuss the reasons why a bank lends money and why corporations borrow
• Identify the components of the lending process
• Apply credit analysis to assess borrowers in real cases
• Perform ratio analysis and cash flow analysis
• Structure loan products in a competitive way
• Identify and work-out problem loans
• Understand the Credit derivatives market
• Discuss Regulations related to both funded and unfunded credit derivatives
• Discuss General principles of derivatives accounting under FAS 133
• Understand Conceptual Approaches to Credit Risk Modeling
• Understand Credit Portfolio Management
• Discuss Credit exposure and its classifications
• Understand Pre-settlement and Settlement Risk
• Understand methodologies for rating credits
• Discuss factors considered for credit analysis and scoring
• Understand calibration and validation of the arrived at credit scores
• Understand Basel’s internal rating–based approach to mitigate credit risk