Credit Analysis

ITEM RISK0244

Self Paced Course

Available Now
Online

$290.00

Online (Self-paced)

14.5 Hours

English

Introductory

Virtual Series Course

Available Now
Virtual (Part-Time)

$290.00

Online (Self-paced)

14.5 Hours

English

Introductory

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Credit Analysis

This course is no longer being offered. It has been replaced with the following:

Corporate Credit Analysis

Module & Topics Covered

What you'll learn

Who This Program Is for

Duration : 1 hour

Stages in credit risk
Importance of credit analysis in credit risk
Principles of credit analysis
Seven C's of credit analysis
Steps in credit analysis process

Duration : 1.5 hours

Various steps involved in loan appraisal
Components of a bank's lending policy
Loan Documentation
Loan Pricing and Profitability Analysis
Regulations related to lending

Duration : 1.5 hours

Various types of ratios including liquidity ratios, turnover ratios, profitability ratios, leverage ratios and market ratios
Importance of these ratios
Comparative analysis
It also has a calculator for calculating various ratios from a Balance Sheet and P & L Account

Duration : 1 hour

Statement of Cash Flows
Cash flow from operating, investing and financing activities
Direct and indirect method of preparing statement of cash flows
How to interpret cash flows for decision making

Duration : 1 hour

Economy, Industry and Company (EIC) framework
Models for non financial analysis
Case studies for analysis

Duration : 1 hour

Need for asset quality assessment
Quantitative and Qualitative Review of asset quality
Categories of asset classification
Special mention assets
Loan classification practices in various countries

Duration : 1 hour

Need for asset quality assessment
Quantitative and Qualitative Review of asset quality
Categories of asset classification
Special mention assets
Loan classification practices in various countries

Duration : 1.5 hours

Nonperforming loans (NPLs)
Methods of resolving NPLs
How to prevent NPLs

Duration : 1 hour

Types and characteristics of consumer installment lending
Various types of Installment loans
Dealer Agreement, Recourse and Dealer Reserve
Common risks faced in consumer installment lending

Duration : 1 hour

Characteristics of Floor Plan Lending
Methods of Floor Plan Lending
Risks Associated with Floor Plan Lending

Duration : 1 hour

Concept of Accounts Receivable and Inventory Based Lending
Risks faced in Accounts Receivable and Inventory Based Lending

Duration : 1 hour

The Concept of Loan participation
Need for Loan participation
Process of Loan participation
Risks faced in Loan participation

Duration : 1 hour

Concept of Letter of Credit (LC)
Types of Letter of Credit
Risks faced in Letter of Credit
Loan commitments, Unfunded lines of credit and their characteristics
Potential credit risk in loan commitments and unfunded lines of credit