Credit Structuring, An Underwriting PrimerIn this course participants learn the skills, tools and techniques for arriving at an appropriate credit structure when analyzing a client's loan request. |
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| Credit professionals, risk professionals, analysts and associate bankers. |
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| No advance preparation required. |
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Students will be able to:- Demonstrate a practical understanding of the core concepts of credit structuring risks and opportunities
- Understand the importance of facility matching, organizational and ownership characteristics, debt capacity, causal factors, guarantees and lender hierarchy in making the credit decision
- Understand the importance of creditor relationships and subordinations to the loan structure
- Understand the importance of credit structuring concepts in establishing a roadmap to repayment
- Size up a credit transaction using structuring concepts
- Case study
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| A financial institution credit training program, previous credit training or equivalent experience |
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| Advanced Credit Risk AnalysisCredit Portfolio Risk Management |
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Topics include:- Sizing up the deal - financial analysis and projected cash flows
- Lending to the correct entity
- Corporate guarantees
- Subordinations - 2nd liens
- Matching facilities to purpose
- Credit agreements and covenants
- Debt capacity overview
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| Clients who register for this course will receive a complimentary 6 month subscription to the Financial Times and FT.com. The Financial Times is the world's most respected financial newspaper providing a broad assessment on finance, business and the industrial sector. Subscriptions will start within 6-8 weeks of the application process, and are limited to one per client. For questions about your subscriptions call 800-628-8088 or email uscirculation@ft.com. US and Canada enrollees only. |
Lunch included for all students taking day classes. |
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